Tuesday, July 7, 2009

The fair starts


I helped the county Democrats, set up their booth at the fair, today. I also manned the booth for a couple of hours.
That interfered with my getting an old Gateway laptop to work. Yesterday I got a good shell in the mail. I transferred a good hard drive to it and then I loaded Suse 11.1 on it.
The streaming video and audio leave much to be desired. I'm afraid that this model of laptop is just too slow for video and audio. It has a lot of memory but the clock speed, (450 megherz.) may be too slow. I'll have to move into more modern computers.
I uploaded a picture of Trout Run Creek. I've got to get out and take some more pictures. I had about 20 pictures that just vanished from my memory stick. I was going to upload a picture of the three, feral cats on the footbridge. I don't know where those pictures went. They just vanished.
I didn't watch the market today. I'll have to get to Yahoo finance and see what happened. I think a person should just stay out. I still have hopes for my bonds, though.
If the sun comes out tomorrow, I'll get some more pictures.

Monday, July 6, 2009

Saw Jim this morning


I visited with Jim, this morning. He's having troubles with radon gas at his home. Apparently he uses his basement a lot. He has a tv room and a family room there. So he checked the radon gas levels. Surprise, surprise. They found high levels. Now he has to spend hundreds of dollars to vent the gas outside. It makes me glad that I live in a mobile home. I don't have to mess with that.
I got a new, old laptop today. It's a Gateway Solo 9300. I have one that is unstable. The problem went with the base. Maybe it's the CPU. I swapped out hard drives. Now I have Mandriva Linux working, quite nicely, on the new base.
I'm having troubles getting the wifi cards to work with Mandriva Linux. It uses ndiswrapper. That is a program that enables a person to use Windows wifi drivers on their Linux machines. The problem is that I'm at Bookends and Beans and I left my drivers at home. I'll just go home after I'm done blogging and load the driver.
I can go to Magpie's tonight and load the updates for Mandriva.
I bought another 19 Delphi bonds, today. My goal is to get to 100 bonds. That way, I might get close to $100,000 when they come out of bankruptcy. Of course, its a gamble. But I think its a good one.
On the disability front. You might as well apply for disability. I know that we and the people around us may have the impression that we are normal. But that may be denial, in action. If you hear voices and nobody is there. Or if you are a presidential adviser, but you never get paid. You are experiencing things that others don't. Don't fool yourself. You have problems that others don't. You probably have a diagnosis. Now is the time to fill out the forms and get your pension. Social Security will refuse you for a number of years. But when you get to a hearing things will fall into place. They will owe you back payment for all of those years that they denied your pension. It will add up to thousands of dollars. The important thing is to fill out the forms and get the ball rolling now.
I uploaded a picture of bicyclers on Dug Road Trail.

Sunday, July 5, 2009

Deciding on Disability


I missed all of my number for the lottery, again. Nothing I seem to do changes this.
I wanted to upload a picture but I forgot that my pictures are on the other computer. I've got some on a memory stick but I only have one usb port on this computer and I'm using it for the Wifi module.
At least the old Thinkpad 390 is working. It's slow and I'm thinking about getting the shell of a 390X to replace the CPU. I could use all of the other stuff off of this machine to get it going. I could use a decent battery. This one lasts less than 5 minutes. Uusally it turns off the second I pull the plug.
On the disability front. I think you should apply for disability even if you feel that you could work.
First of all the disability people will probably turn you down, anyway. That's their job. They keep the government expenses down by declining you.
If you get a decent job while you are waiting, you can always just drop your claim. If you lose your job, you can keep your claim active. I've mentioned going to school while you have an active claim. School doesn't disqualify you for disability. And you might have to drop out, anyway.
Keeping your claim active simply keeps your options open.
Also you may feel that you're not really disabled. For many diseases, denial is common. It's easy to feel that you are just going through some temporary setbacks. But if you look over your life you might see that it is a recurring pattern. Let the doctors decide whether you rate disability. That is their job. I'm presuming that you have a diagnosis, if not, take it up with your doctor.
After all, you've been paying into Social Security for your working life. Now is the time to get some of that money back.
I'm thinking of buying some more Delphi bonds, tomorrow. I can't see risking any more that $200 on something that risky, but the payout could be substantial.
I'll see about loading some pictures and then reconnecting to the internet.
I found a couple of old pictures from a 15 year old camera (Polaroid 320). I doubt that they will look as good as my new Sakar camera, but we'll see. Its a picture of my home in Decorah, Iowa.

Saturday, July 4, 2009

4th of July


Well its the forth of July and I'm busy getting an old laptop working. I got up at 4:00 this morning and went to work on the Thinkpad 390. I loaded Suse 11.1 on it. It took about 3 hours. After that I went to Magpies and started on the updates. I got Adobe Flashplayer and Acrobat working. I couldn't get Java Runtime to work. Maybe it's just too slow.
I'm ready to swap it with Alice's machine so that she can see how well Linux works.
I'm giving up on posting my lottery picks. I need to improve my dowsing, and actually win some of the time, before I post my picks.
I think I'll just keep this post short, after all it is a holiday.
I uploaded a picture of Trout Run Creek.

Friday, July 3, 2009

Got the Hard drive


I got the 40 gig. hard drive in the mail, today. I'm busy putting Suse Linux 11.1 on the thinkpad.
I couldn't get the sound card to work with Mint Linux. I've found that if I can run Alsaconf from the command line, I can get the sound card to work. I did that with Suse Linux. I'll see if I can get Rythembox from the packages. I prefer that, for the sound programs.
I'm busy loading Suse at home while I'm doing my blog at Bookends.
On the disability front. If you are a veteran don't be afraid to ask for help from the local Veterans Affairs person, usually at the county courthouse.
I've gotten help with making my mortgage payments, car repairs, gasoline, and emergency dental work from the local Veterans office. They have a slush fund that they keep quiet about unless you really need help. Of course, once you get your pension going, you won't have to go begging. The period of time that you are waiting for the pension to start is difficult, however.
Other things you might do while waiting for the pension is to collect beer cans from the roads, sell things that you can do without, find under-the-table jobs. Maybe you could mow the neighbor's yard, or do painting. Shoveling snow in the winter-time might bring in some income.
Another place to look for help is the county. A friend of mine had his rent taken care of by the county for 6 months, one time. The Community Action office will also help with dental bills. They get donations from people for that sort of thing. And as I already mentioned, the local Community Action runs a food bank.
The stock market is closed, today. Maybe yesterdays sell off had something to do with the long weekend. I don't know. Of course, the jobs numbers were bad, but weren't people expecting that?
I think you should stick to bonds for the near and long future. We might have another 1937 market in the works. The stocks fell something like 90% that year. It caught people by surprise because the stocks were already beaten up. Even Jim Cramer said that you should be cautious right now.
I uploaded a picture of Dug Road Trail.
Let me know if I should keep or drop the lottery picks. Leave a comment.

Thursday, July 2, 2009

Dropping the lottery numbers?


I uploaded a picture of the Upper Iowa River, viewed from Dug Road Trail.
I never did list my lottery picks, yesterday. That is because I never got around to picking them. I'm discouraged about dowsing for the lottery numbers. It just doesn't seem to work. If anyone wants me to continue, leave a message on the comments. Otherwise, I'll just drop that.
I'm still waiting for all sorts of computer stuff that should be in the mail. I've got 10 memory sticks coming and 2 laptop computers. I also have an AC adapter that should have been here. I sent an e-mail to the seller, asking about it. It's been a couple of weeks since I paid for it.
I think I'll load Windows 2000 on my good laptop. It will mess up my Ubuntu Linux. I'll have to reload Linux. I think I'll try Mint Linux. It's based on Ubuntu but apparently it handles the things like Adobe and Java better. I'll see.
On the disability front. Be prepared for a long wait to get your Social Security. I think there is gender bias, because most of the women that I know who got it, did so, in a few months. Men on the other hand, take about 3 years. You have to fight for it.
If you get almost any job in that time, you will be disqualified. If you are making a , significant income, (by their standards) you are disqualified.
Six months after you apply, you will probably be rejected. Then you file an appeal. After another six months, you will be rejected again. Then you appeal again. Somewhere in there you will talk to their psychiatrist or doctor. They will ignore him even though he may be on your side.
After about 1 1/2 years you will come up for a hearing. Then, you should probably hire a lawyer. Don't worry about the lawyer, he won't get very much of your settlement. It's either 25% of your settlement or $5300, whichever is less. In my opinion, the lawyer didn't do much for me. I did all of the talking and we just watched the key witness say that he didn't feel that I could be expected to work. That witness came from the Workforce Development. He was there at the behest of the judge. I don't think my lawyer said 5 words. It was really a slam-dunk. I don't know why they had to drag it out so long. I guess they do that with everyone.
If you are a veteran, keep in mind that there are all sorts of benefits that you might qualify for. There are 2 types of pensions from the VA. The most common is the (Service Related) pension. This applies if you became at all disabled, due to something that happened while you were in the service. This is on a scale of something like 10% to 100%. If you were !00% disabled, you wouldn't be able to move. The payout is something like $100/month to $2200/month. One of the advantages of this is that you can get all of your tuition paid for if you go to college for up to 4 years. You would also get a monthly stipend while you go to school. I think it is around $500 to $600/month.
The other pension is for being disabled after serving in time of war. It's all or nothing. You are either disabled or not. That is the pension that I was on. It pays $930?/month. It goes up each year so I'm not certain of where it's at now. There is no college with this one. And you can't make outside income while you collect it. If you did, you might not be considered disabled.
The market took a nose-dive, today. The Dow is off 223 points.
I think you should probably avoid stocks. As long as our jobs are going to China, I think unemployment will climb. The high oil prices will strangle the market a,s well as the world's economy. If you have money, maybe you should invest in bonds, for now.

Wednesday, July 1, 2009


I went to see Linda Lucy this morning. She is an assistant of Senator Harkin. I asked her if the (Cash for Clunkers) program could be extended to help people buy used cars. Even with $4500 in assistance a new car remains out of the reach of the poor.
She also talked about Health Care Reform and other issues.
After that Alice and I went to LaCrosse. We ate at McDonalds and went to Barnes and Noble. I found a book that I was interested in but I couldn't afford it, right now. I have doubts about buying it anyway. It talked about how right the Hick's are. She channels a 10,000 year old demi-god, so I have my doubts.
I'm still waiting for my AC adapter for the Gateway Solo. I'm going to have to send off a nasty e-mail.
I was hoping to get some memory sticks, as well, but they didn't show. I've got a lot of stuff in the mail, right now.
I asked Alice what she knew about affordable housing. She said that there is a program called Section 8 that will help a person on the basis of their income.
I think its the same thing that Dan Micals told me about. I'll have to find out what sort of income you need for this. I think its pretty low. Apparently it is handled through HUD.
It might help a person who is going to college to wait for their Social Security to come through.
Also, don't forget Heating Assistance. Joan Nelson, at the Smith Building, handles that. It works even if you own your own house. You just have to have a low income to qualify.
I forgot my lottery ticket so I might not get the numbers today. If I get back to town, after eating dinner, I'll list them. I've yet to beat the laws of probability though.
I loaded a picture of Dug Road Trail. Apparently it used to be a road in the horse and buggy days. Now its a trail next to the Upper Iowa River.
About bonds: I would say not to buy tax-free bonds for the tax advantages. The difference in yields on a Treasury or corporate bond will more than pay the taxes that you avoid with the tax-free bonds. Another factor, is that municipalities are also going bankrupt, so what risk are you avoiding. The state of California may end up bankrupt. The same may be true of Florida. So I think the best place is in a high yield corporate fund. You should get around 14% yield. There is no such thing as safety, now. I would go for the yield.