Still Hanging on to Telemarketing Job

I'm still working as a telemarketer. I hate the job but it helps me financially.
I don't know what I would have done without that job. Apparently I've made over $2,000 there. I spent over $600 on repairs for the van. The rest just went to normal bills. It shows me how deep in the hole I am financially. I can't hope to leave there until I find something else.
I applied for a couple of jobs at Luther College, today. They're janitor jobs and involve shoveling snow as well. I hope I get one. All I can do is to keep applying for jobs. Here I am, 68 years old and trying to get any job I can.
I sent in some forms for a class-action law suit the other day. It involved a silver company that kept important information from it's investors. I don't think I'll get anything since I made money on that trade. The same thing happened with Enron. I wasn't eligible for compensation since I didn't lose anything.
I have hopes that there will be more lawsuits over silver. I've invested heavily in it over the years and I mostly lose money on those investments. After Deutsche Bank admitted to manipulating the gold and silver markets the road is opened to filing class action lawsuits against the manipulators.
Gold and silver have been moving a lot, recently.  At one point silver was over $18/ounce and gold was around $1300/ounce. They both fell from those highs but they seem to be coming back.
I applied for and got a line of credit for over $3,000 today. At least I'll have some money to bet on gold and silver options if they go through the roof.
Before I do that I'll get some currency for the collapse. If the banks close, it will be important to have currency for daily needs.
Well, the piano player is getting set up at Java John's so I'll sign off for now.
Later



















4

I Tried to Find My Bitcoins

Last Wednesday I went to a hypnotist in Minneapolis to try to find my bitcoins.
I bought them in the Summer of 2010. They are worth a lot of money; but I forgot the number that transfers them. I need to remember that number. It was on both a computer and a flash drive but they both died; and I have no record of them.
I had my hopes built up when the hypnotist said that my subconscious would remember everything.
Then I blew it by mentioning that I'm schizophrenic. She decided that it was too dangerous to hypnotize me. It was a wasted trip.
I'll try again with a different hypnotist and this time I won't mention being schizophrenic.
I'm still working as a telemarketer. I hate this job and I keep looking for another job. Nothing has shown up yet. Being old and mentally ill doesn't help anything.
I should be grateful for what I have going.
I was watching something on YouTube about the economic collapse and the person being interviewed said that we should accumulate currency. He said that when the banks lock their doors we'll have to use what currency we have to get by for a while. He put it ahead of saving silver and gold.
I think he has a point. I'll try to save some dollar bills as well as gold and silver.
I got the van fixed. That set me back about a month as far as accumulating assets.
Well, every thing else is proceeding as normal. I'm poor and trying to get ready for the collapse. It's a lost cause; it takes too much money to be a decent prepper. I'll just do what I can and hope for the best.
Later,

Still Looking for a New Job

I haven't heard anything from McDonald's about the graveyard shift job. I guess I didn't get it.
I was also turned down for an IT job at the local college.
I really wanted that job but I guess I didn't have the education for it. They required degrees; unlike California where they are only concerned about whether you can do the job.
I applied for two jobs so far today.
The first was at the Co-op. They have a lot of job openings; including accounting (which I did at the Peace Center).
The second was at Java Johns. I don't know anything about being a barista but I could learn. It's only for weekends and it's part time. I would take it over the telemarketing job since there is a future in it.
On a different topic, Silver is going through the roof. It went from around $15/ounce to over $17 in less than two weeks. At one time it was over $17.60. Right now it's just shy of $17.
I think it's moving so much because it was made easier to buy it in China. The Shanghai exchange now accepts Yuan as well as the dollar. More Chinese people can buy it, now.
I expect it to keep moving and my options will explode in value.
Bitcoins are also moving up; and I bought Ethereum. Ethereum had a better rate of transactions. Bitcoins were only able to process 7 transactions a second.
Well Bitcoin improved their rate and then it went up in value; then Ehereum went down. I'm out about $10.
I'm paying over $600 to get my parking brake fixed. Since I owe so much for the car, I'm paying to have it fixed. If it was an old beater I would just take the bulb out of the dashboard and forget about it. I might have to sell the car in a year or so, so I had it fixed. I feel like a fool for caring about it. I probably paid more than the car was worth. It really fouls me up when it comes to getting my finances in order. Cars are just too expensive. I would be better off just riding a bicycle.
Later,

Three Jobs in Three Months?

I had an interview for a custodial job at McDonald's yesterday. I hope I get it; I really don't like telemarketing. 

I would be working in the middle of the night but that's alright by me since I could watch the markets in the daytime. 

If I get the job, it will be my third one in under three months. 

I might not get as many hours in but it pays better per hour and I won't have to travel an hour and a half a day to get to work. In fact I could ride my bicycle to work. I could stay in Decorah.

I don't look forward to moving since all of my friends and favorite coffee shops are here. 

I'm getting turned down when I apply for credit card credit limit raises and loans. I'm going to close down most of my bank accounts and credit card accounts if they don't give me loans at low interest rates. I don't see any reason to fool around with those people. If I can't get more money out of them I'll just close my accounts. 

My van is giving me troubles. The brake light came on. The broken emergency brake cable is the problem. It's going to cost over $350 to fix it. That is more than a week's pay. It turned out that there is a cheap way to fix it that includes patching up the cable. I should have asked around before committing to fixing it at a car dealership. Well at least it will be done right, and it should last the life of the car. 

I'm buying a lot of silver on Ebay as well as Amagi Metals. I still can't get enough to make me feel at all secure during the currency collapse. I need to either sell something for some real money or keep working at a job that pays well. I need a lot of money for prepping (such as buying dehydrated food) and stocking up on precious metals. 

It looks like the collapse is coming quicker than I thought it would. I'm seeing things on the Internet that makes me thing we are in the middle of the collapse right now. 

Maybe it will blow over like the Ebola scare. I hope it does. I need a couple of years to get prepared at all. Poverty makes it impossible to really get ready for the inevitable collapse. 

Oh well,

Later

I got out from under my worst loan

To get back from California, I borrowed almost $4000 at around 100% interest. That loan was killing me.
I got it paid off by borrowing against my van. I now owe over $5,000 on the van but it's at 12% so I'm saving over $200/month.
I was able to use my new job as more income against my loan; that made it possible to get the loan.
I feel much better, now. I was worried about what I would do if my income went down and I didn't have the money to pay the loans and credit cards.
The next step is to pay off credit cards and maybe get loans to do that at a lower interest rate. I'm hoping for something around 11% which would be better than the 20+% that I've been paying.
I think I'll just pay off my First Premier card. It has a bad reputation for extra charges.
The next thing I'll do is to pay off my credit cards with low interest loans. In the next 6 months or so I should be in a lot better shape, financially.
Later,

My Second Day of Telemarketing and I Almost got a Sale.

I stayed home from work yesterday and shoveled snow. It was some of the worst weather that we've had this winter. The snow was wet and heavy; it was hard work. I didn't make much money but at least I didn't risk having an accident driving to work.
I'm feeling drained from all the shoveling. It all melted, today; but it had to be shoveled yesterday.
I got in my first full day of telemarketing today. I'm still nervous and making mistakes but I almost had a sale. I just screwed up taking the information about where to send the book I was selling. I sent the customer some information and we'll get back to him next week. I feel certain that I'll get that sale.
I'm glad to get a job that will last a while. I was really worrying about finances. Now I'll just refinance some of my worse loans and credit cards since I have a new job; and I can show some more income. That should turn things around. I also hope to sell some things like etchings and my motor home. That will really help.
I'm still thinking about going back to California and search for gold. This time I'll have more money to work with. I might just be too old for all the hard work that, that entails. I would probably be better off selling books on the phone and buy gold with my income.
I'll probably do something that involves having an increased income and finding gold. If I found enough gold I could certainly justify going back to California and prospecting again.
The first time I went out there I didn't find enough gold to go back; but I have some new ideas about how to look for gold. If things work out I may go back in a year or two.
On a different topic; Raymundo is going  with me to church this Sunday. He must be facing a lonely Easter Sunday as well as myself. I hope that Barnes & Noble is open that day. I'll have to check on that. I've got a coupon for a 20% discount; I'll use it for food.
That's all for now.
Later.

I Broke a Tooth and I Start Telemarketing Wednesday

I broke a tooth last week. I was concerned that it would mess me up with telemarketing this week.
I went to the dentist this morning. He simply ground down the sharp places and said that it wasn't in danger of getting infected. I'll be at work this Wednesday; come Hell or high water.
That reminds me; it's supposed to snow this Wednesday. I kind of hope that I can get off of work so I could shovel snow. I can make more money at that than I can telemarketing. Oh, well. The snow will probably melt before I can get to  it.
Tomorrow I get my taxes done. It's free at the Library. An organization called RSVP does it for poor and retired people. I think I have every thing I need for it.
I went to a gun show in Onalaska, WI, yesterday. I was going to go to church but I forgot about that.
I was surprised to find that the guns in Wisconsin were a lot cheaper than the ones in Waterloo, Iowa. Maybe people in Wisconsin don't have as much money as Iowans. I was too broke to buy anything but I'll keep my eyes open for more gun shows when I have money.
What I really want is a mini-14; that's a smaller caliber version of the M-14. It's chambered in .223 instead of .308. It's a common round but I am a little afraid that it might piss off any bears I encounter in the mountains of California. A .308 would put them down for the count. I sold my Mosin-Nagant a few weeks ago. I needed the money.
Oh well, I didn't see any bears last summer so it's probably an unreasonable fear, anyway.
According to a guy named Bo Polny gold and silver were supposed to take off today. It didn't happen. I was probably to only one surprised by that. I'm beginning to think that gold and silver prices can be held down forever. When markets are so manipulated there is no telling when the manipulation will end. Maybe it's a forever thing.
I should just pay off my bills and buy some dried food and forget about precious metals.
That reminds me. I was cheated on some supposedly silver coins last week. The mint at Niue made some coins commemorating Disney princesses. These coins had the very same front as the Niue coins but they were labeled as being from New Zealand on the back. I reported the counterfeiting to Ebay. I doubt that anything will be done about it. I'm out about $40. I should have done more research. I did Google New Zealand Disney coins and I came up with no indication that they were counterfeit.
That's all for now.
Later