Tuesday, May 30, 2017

So Should I Borrow Money at a High Interest Rate to Buy Ether Coin?

Ever the gambler, I'm tempted to borrow money to buy crypto currencies, especially Ether Coin.
I've already have over $100 in Ether, now.
A couple of weeks ago I had over $500 in it; but it collapsed and then in the last few days it's coming back.
I think I'll get some of my high interest credit cards paid off (either with a lower interest loan or simply paying them down).
I simply hate paying over 15% for a credit card or a loan. When I'm paying that much for money I feel that I'm being discriminated against due to my poverty.
I applied for an increase in my credit limit on one of my Visa cards today.
I also went by the credit union to see about a loan. I have to have a pay stub for them.
I'll get one tomorrow.
Bitcoin and Ether are both moving up strongly. Ether is taking the lead; actually Bitcoin was a little weak today.
I don't think I'll borrow to buy coins in the near future.
That has always turned out to be a bad idea. I always lose when I'm using borrowed money; then things turn bad quickly. That's when I lose jobs and get sick or something.
I think I'll just be a little patient and pay off my debts.
Of course, if I can arrange a loan at a lower interest rate it would help.
I wasn't going to but I bought an old laptop to fix up again. I just have so many good parts, laying around the apartment that I'm always tempted to assemble another old laptop from those parts.
I saw a laptop (an HP dv6000) that shouldn't be difficult to get running. I think I'll have it running in an afternoon.
I'm making progress in going metal detecting. Both Brian and Raymundo expressed interest in going with me.
I went by Seed Savers to ask Tom for permission to metal detect, there.
He wasn't there but I got a phone number for his direct line. I'll call him tomorrow.
That's all for now.

Monday, May 29, 2017

I Need a Goal.

Something I was reading on Yahoo pointed out that people need goals to keep them working towards something.
Right now, I'm operating without one.
Of course I have vague ideas of getting a trailer and some land and starting a homestead.
Two things are wrong with that:

  1. I'm too poor to make it work.
  2. I'm too old to do all the work required.
Some of the books I read tell me never to use the words "I can't". Rather I'm supposed to replace that phrase with "how can I?".
This raises the question of rather I really want to have a homestead or am I just responding to all the negative YouTube videos I've watched about the currency collapse.
I think I'm just being influenced by all those videos. According to them the currency should have collapsed a couple of years ago.
Now that I think about it, I was watching many of the same people, saying the same things, thirty years ago.
So when will the currency collapse? I don't know but I feel that it's probably is nothing I should be basing my future planning on.
I need to find a more positive and reachable goal to work towards.
Maybe gold prospecting and metal detecting on beaches would be more achievable. All I really need is a cheap trailer and a few tools like a sluice box for prospecting. If I really wanted to, I could be gone next month.
The last time I tried this, a couple of years ago, it didn't work out because the temperature was too high and I lived in an apartment and spent too much money.
This time I would live in a trailer and keep my expenses down.
It would be better if I could get someone a little younger to go with me to do a lot of the heavy lifting. That was something I was missing the last time as well.
Something that was pushing me into going prospecting before I was really ready the last time was the Ebola epidemic.
The death rate for people over the age of 45 was 97% so I wanted to be isolated when it spread to the U.S.
Ebola has started again.
It's isolated to a small village in Central Africa but I'll keep track of it.
There are two things that are working to contain it:

  1. It's in a small, isolated village.
  2. There is a new vaccine that might work better than the first one. 
It's in the first month of spreading so only 49 people have it yet. But that number doubled in the first month.
We'll see how it goes from here.

Saturday, May 27, 2017

Surprising No one but Myself.

I guess it's no real surprise but I got cleaned out of my ether coin, last night.
I was using 3 to 1 margin and at sometime in the night my account went low enough that it was automatically sold out. Out of the $100 that I started with last week I'm down to $40 left.
At one time, yesterday, I had over $300.
I'm a little cynical and I figure that the same people who manipulate the precious metals and stock market are manipulating the crypto markets as well.
People keep saying that crypto can't be manipulated because they can't be shorted. But that's not true because you can sell short on the Kraken exchange and maybe others. All it would take is a few rich people colluding.
And that is more common than not since laws are no longer being enforced.
I don't know when they quit enforcing laws but it's been that way ever since I started investing. All markets are simply a way to transfer wealth from the poor to the rich.
I should know better than to invest in anything; I always lose.
The idea of starting multiple streams of income is just a delusion. The trouble with trading cryptos is that they trade 24/7 and I have to sleep or work at some time in the day. I just can't be trading 24 hrs. a day. That, and like every other market, it's manipulated.
Someone has said that "It's all a big club, and you ain't in it". I should know better than to try to have my money make money. All there really is is an hourly job.
It's a form of slavery but that's all that's left to us.
I need to find something where I can get paid for what I do rather than being paid hourly; maybe some sort of commission sales would be better.
Oh well,
Surprising no one but myself, I just now placed and order for ether at 5 to 1 margin. I figured that as long as I only had $40 to invest I might as well risk it all and it looks to me like a bottom has been put in.
I just don't know of any other way to have my money make me money.

Friday, May 26, 2017

The Song "Dust in the Wind" is just Wrong.

I don't feel that we are just pieces of dust being thrown around by forces larger than ourselves.
That song has a nice melody and some good violin music but it's premise is simply wrong.
We are bigger than our circumstances. In fact we are creating our lives by what we think about all of the time.
For example, if i want to be lifted out of my job at Walmart the first thing to do is to be grateful that I have that job. Genuine gratitude will leave a vacuum that would be filled by another job or opportunity.
Maybe I'll lose the job anyway because of this persistent cough. It might be asthma or something. My mother had problems with asthma. It hasn't gone away and it's been about a week since it started. I've had this happen a lot but I wasn't working as a cashier in a food market, before.
We'll see how it goes.
On other opportunities, my ether coins whipsawed me again. I was thinking it had nowhere to go but up. Then it went down and I lost most of my profits for the week. I sold at a low and I bought back in at a high. It's coming back but I'm worried about future drops.
I'm just going to ride it out.

Goodbye to my Russian Readers

For some unknown reason I had quite a few Russian readers last month. They haven't shown up lately, so good bye. You are welcomed to come back at any time.
I  took a couple of days off of work because I was coughing from a cold. I feel fine but I'm coughing loudly and persistently for long periods of time.
I felt that it wasn't a good idea to be working with groceries (as in working as a cashier) and coughing.
I'll go in tomorrow and see how it goes.
On a different topic, I'm not going to pay off any credit card, right away.
I was going to pay off one of my First Premier cards.
Instead, I'm going to buy more ether coin on margin. I've tripled my money in the last week and I feel it will continue. So I'm going to risk it and hopefully make a lot of money.
On the topic of hunting for my 2010 bitcoins, I contacted a hypnotist in La Crosse.
I found a hypnotist in Onalaska but he was retiring and not taking new patients.
He referred me to another one in La Crosse.
He is available on Mondays; unfortunately I tend to work on Mondays. but we'll work it out.
On a larger topic, I'm disappointed with Trump.
He sold $100 billion of weapons to the Saudi's.
To me, it's just so much war mongering.
I figure that at least $5 billion will end up in the hands of ISIS.
They'll say that they are giving them to the Free Syrian Army but that is just a cover for ISIS.
That will continue the war in Syria and Iraq just that much more.
People are saying that the "swamp drained Trump" but I'm not that optimistic.
I have the feeling that Trump was put in his role by the ruling elite (probably the Rothschild's and Rockefeller's).
He always was evil; as in a war mongering neo conservative.
On that note, I'll sign off.

Sunday, May 21, 2017

Things are Going Well

I've worked several times as a cashier at Walmart, now. It's going well. I'm not worn out by the end of the day and I'm picking up on how to do the job.
It's a lot more complex than you would think. There is a lot to remember about running the cash register.
I called Chase bank to get an increase in my credit limit on their card. They declined me.
I was going to close that account since it's my smallest credit limit; but I decided to eliminate the First Premier bank first. They are charging me 35% interest and they charge $50/year just to have the cards. It's a rip off. It'll take a couple of months but I'll get rid of that first.
I wasn't going to buy ether coin on margin but I did. Instead of 5 to 1 margin I'm only using 3 to 1.
I've only got $100 invested but it's already made me a 50% profit.
Tomorrow, I'm applying for another loan. Somebody sent me something saying that I can get 5.9% interest on a loan of $9,000.
It's probably a "bait and switch" scheme. That means they'll offer something in the mail and then switch it when I start filling out forms. We'll see.

Tuesday, May 16, 2017

Wal Mart Surprised me.

I went in early to Walmart yesterday to tell them that I was quitting.
They surprised me by offering me a job as a cashier.
I put in most of my shift by working behind a cash register. It worked out well.
I wasn't overly tired by the end of my shift and I didn't make many mistakes.
After a while I picked up on how to do the job.
I'll be doing computer training for most of the next week but I'm alright with working on the line.
On a different topic, I'm still making headway in getting out of debt.
I emailed US bank to see how to go about closing my account. I tried to get a loan from them but they declined me; so it's time to close that account.
A loan company sent me an advertisement about a low-interest loan, today. I think I'll apply for it. I still have some rather high-interest credit card. Also the car loan I just took out is rather high-interest. My next account to close will be Chase. Although the interest rate is rather low, it's only for $500 so it's my lowest credit card account. I'll offer to transfer my other balances to Chase if they raise my limit; if not, I'll simply close the account. Either way I win.
I have too many low-credit limit accounts. I only need a few high-limit accounts. I would like to have some credit to help me buy more crypto currency and maybe silver at the right time. It also might help when I buy a trailer.
Things are moving right along.

Sunday, May 14, 2017

Disjointed Ramblings

This is just some disjointed ramblings about my present situation.
I hate my job but it is the key to getting out of debt and preparing for the collapse. Until I’m lifted out of it I have to hang on to it for dear life. I think it’s getting better.
I’ve got to remember to ask Brian if he wants to metal detect with me. We could find old homesteads and look for silver coins. I don’t know how much could be made at that but it would be fun.
I’ve got to start canceling bank and credit card accounts. Tomorrow, I’ll get rid of US bank.
By the end of the week I should get rid of Chase as well. After that First Premier is next in line. I’ll play them off against each other. I want to have a lot of credit with very little owed to anyone.
I also hope to get rid of my etchings. I would like to make money on them but it’s more important to be rid of them.
I don’t know where I’m going to find a decent job. I’m just tired of knocking myself out for a little money.
Dick might die but I think he’ll be cleaned out by the medical establishment before he does so I better not be relying on that for my sustenance.
I’ve got to clean up my apartment and make it habitable. It’s bringing my outlook down.
It’s also time to quit watching my negative YouTube videos. They are getting repetitive; the same people are saying the same things about the currency collapse.
I figure that it will happen but no one knows when and I’m too poor to adequately prepare anyway. I’m just too poor. I’ll just have to take whatever happens.
That reminds me, I need to have around $1000 in cash for the collapse. It would be good to have it in old bills so I could spend some if I get into time travel.
I think I’ll use this for today’s blog.


Friday, May 12, 2017

Two Things

There are two things I feel like bringing up today in my blog.
The first is something about getting back my bitcoins which I misplaced back in 2010.
To that end I’m going to find the hypnotist that I went to last Fall.
At that time I wasn’t able to go deep enough into a trance to go back in time.
This time I’ll spend more time and effort in the process.
At least I should be able to remember just what I was doing about Bitcoin.
That should give me a sense of what to do for the next step for getting back my bitcoins.
The second thing I want to talk about is stocking up food for the financial collapse.
I found that the best bargain for store-able food is at Wal Mart. I can spend $84/month and start stocking up for the future disasters.
I’ve been spending too much on silver and guns; food is the thing that people will really need.
If I stop spending on silver and investing at E trade and spend it on food I’ll be much better prepared for whatever happens.
That reminds me, I saw something on the Internet about Ebola. Apparently it is starting to show up in Africa again.
If I’m right about it hiding in the body and then coming out like shingles, then we are in trouble again. It might show up all over and overwhelm our defenses.
Maybe I’ll have to bug out again. That was one of the main reasons I went to California a couple of years ago.
We’ll see.


Tuesday, May 9, 2017

It's Getting Harder to go to Work at Wal Mart.

I'm dreading going to work at Wal Mart. It's physically demanding and basically soul sucking work.
Maybe it's just that I'm sixty-nine and everything is getting harder.
I really can't complain about the job and I need to stick it out for as long as I can.
Maybe the real reason I'm tired of work is that, now, I could live on my Social Security alone if I wanted to.
Over half of what I make on Social Security would go to servicing debts; but that would still leave me with enough to live on as long as I don't dine out.
I almost hope I get fired. That would decide things for me.
On my investments, I lost $500 yesterday on ether coin. That's as much as I make by working 2 weeks at Wal Mart.
Yesterday was a bummer, I not only lost all of that money but I got into a verbal confrontation with a group of "snow flakes".
They believe the main stream media and nothing could sway them. They consider me to be a paranoid "conspiracy theorist". It's true that I believe what I see on the internet more than the television, but isn't that just being more in tuned to the truth? I think so.
Anyway it upset me but there is nothing you can do about ignorant people who don't want to be exposed to the truth.
Bitcoin (which I should have bought) is still going up. It's over $1700 a coin, now. About 6 to 9 months ago it was around $500/coin.
I should forget about margin and just buy bitcoins.
That reminds me, I need to do more about getting back to 2010 and buy bitcoins at a bargain price.
I was thinking about hypnosis again. At least I could go back in my mind and review what really happened then. Maybe I could figure out what that number I found in my notebook refers to.
That would be a step forward.
I'll get back to that with my next paycheck.

Monday, May 8, 2017

Even When I'm Right I lose.

I bought some crypto currency on margin with some of the money I got from the loan.
Last night I lost it all. I was ahead by about 50% and then it went down.
Once again greed was my downfall. Instead of buying bitcoins I bought ether coin because it has been moving more than Bitcoin.
Anyway, bitcoin moved down a bit last night and then moved up strongly. Ether went down, not once but twice. I was margined out at the first down move. They left me with about $175 out of $500 I started with.
I used that to get back in with margin. I thought I just went through the "shake out" and the rise would be just around the corner.
I was wrong and I lost the whole $175 due to another down turn.
Bitcoin went up and I would have made money last night if I had bought that. It just doesn't move as much as ether.
I lost two weeks of work for nothing. Greed did me in again.

About 45 minutes after I was totally cleaned out ether coin started moving up in a big way. I'll give it an hour and see where it goes to but I'll never buy ether on margin again. Maybe I'll buy bitcoin on margin but ether is just to risky. Maybe it's manipulated just like the stock market is.

Friday, May 5, 2017

I'm applying for another loan.

I've got an account at US Bank. It's only a checking account with a debit card.
I would just as soon close it so I applied for a loan through them. If I don't get the loan I'll just close the account. I don't need it.
If I do get the loan at a low interest rate I'll pay off one of my higher rate credit cards.
Then I'll give them an ultimatum; either they give me more credit at a lower rate or I cancel that account.
I'll go through all of my accounts until I get a reasonable rate of interest on all of my credit card.
I also want to expand my credit as well.
That might help me get through the currency collapse.
Ideally I'll have a lot of credit with no debt in the next year or two.
I also want to buy a trailer that I could live in.
That will give me a lot of options such as living on my own land, or traveling while looking for gold.
Right now, I'm listening to T. Harv Eker.
I like his talks because it helps me move towards getting rich.
Something I'm learning tonight is that I should have my own business that I concentrate on to make me rich.
I've never really had my own business except for snow shoveling.
Harv says that you should do what you love. I need to figure out what that is.
I spend time fixing laptops, investing, and shoveling snow.
I'm too divided with my attention.
My idea tonight is to help people invest in silver and crypto currencies. Maybe I could make a living at it.
It would probably make more sense than working at Wal Mart.
I was thinking about having a store for prepping; but I think that was my fear for the future confusing me.
I'll have to listen to Harv talk about this and see what he says.